When faced with medical expenses, you can consider personal medical loans to solve it. First of all, you need to obtain and fill in a loan application form officially recognized by the hospital, and attach the doctor's diagnosis certificate and hospitalization certificate, which is an important document for the bank to approve the loan. The following are the basic conditions for applying for a loan:

1. In terms of age, the applicant must be at least 18 years old, not more than 65 years old, and the loan period plus the actual age should not exceed 70 years old to ensure the rationality of the loan application.

2. The applicant's occupation and income should be stable and have the ability to repay the loan principal and interest on time. Good credit records and legitimate loan purposes are also essential, and banks will strictly examine the credit status of borrowers.

3. In addition, it is also necessary to meet other specific requirements of the bank for personal medical loans, which may include but not limited to income certificates, employment certificates and other documents. After all the conditions are met, you can submit an application to the bank that provides this business, hoping to help your medical expenses loan demand.