Legal analysis: the mortgage procedure of real estate license is: 1. The lender provides the bank with relevant basic information, such as real estate license, ID card, marriage certificate, half-year bank flow, etc. 2. The bank conducts loan review. 3. Both parties signed a loan agreement and went to the real estate registration department for mortgage registration. 4. The bank lends money according to the agreement. Real estate mortgage loan refers to the RMB loan in which the borrower mortgages the purchased commercial house, and the loan bank provides the borrower with a package of financial services to meet his various needs such as house purchase, parking space, large durable consumer goods, automobiles and house decoration.

Legal basis: Article 32 of the Measures for the Administration of Urban Real Estate Mortgage shall submit the following documents to the registration authority: 1. The identity certificate or legal person qualification certificate of the mortgagor; 2. Application for mortgage registration; 3. Mortgage contract; 4. State-owned land use right certificate, house ownership certificate or real estate certificate. Part of the house, but also to submit the housing ownership certificate and other * * * people agree to mortgage; 5. Documents and certification materials that can prove that the mortgagor has the right to set mortgage; 6. Information that can prove the value of mortgaged real estate: 7. Other documents deemed necessary by the registration authority.