The comprehensive annualized rate of auction loan is only 9%- 15.4%, which is quite low in the same industry. Converted, the minimum daily interest is less than three ten thousandths, that is, borrowing 1000 is less than thirty cents a day, which should be more intuitive and clear. Therefore, the interest on the loan is really low. : Is it legal to pat on the loan? Auction loan was legally registered in Shanghai Free Trade Zone Market Supervision Bureau on 201165438+8, and always embraced supervision and adhered to compliance. Paipai Loan is an online credit lending platform in China, and its main operator is Shanghai Paipai Loan Financial Information Service Co., Ltd., which is formal and reliable, and the platform is completely formal and legal. At present, the loan services of the loan platform include universal loans and other loans for the vast number of individual users, and the loan process has been highly automated; The lending end includes a brand-new decentralized lending and automatic bidding strategy rainbow, which brings excellent lending experience to users with automatic bidding tools. How to distinguish a formal lending platform? 1, the formal online lending platform is fully qualified first. Formal online lending platform business license, tax registration certificate, organization code certificate and other documents are complete. 2. Regular online lending platforms have information disclosure. You can check the company background, registered capital and legal person information in the national enterprise credit information publicity system. In the national information inquiry system for executed persons, whether the boss of the platform has any illegal records is inquired. 3. The formal online lending platform has real office space. Search for pictures to ensure that the pictures of the office environment published by the website are not forged. Of course, if you have the conditions to visit on the spot, you can visit on the spot. 4. The website of the regular online lending platform is beautifully designed and easy to use. Since it is an online lending platform, customers' capital transactions are conducted on the website, it is very necessary to check whether the website of the online lending platform is open smoothly, whether the website design and picture production are beautiful, and whether it is convenient and fast to use. In addition, the APP on the mobile phone should also be used. If it is not smooth to use and often gets stuck, it is probably not a good online lending platform. 5. Regular online lending platform, with clear and reliable operation mode, far away from the fund pool. Lenders also need to pay attention to the internal logic of the platform, such as where borrowers come from, how to control risks, whether there is fund custody, and how to promote the platform. These contents can be viewed on the platform website. If you don't know them, you need to call customer service to learn more. It is necessary to focus on investigating whether the platform is suspected of self-melting, be alert to the platform's bid dismantling, and even publish false bids, playing Ponzi scheme of borrowing new ones and returning old ones.
2. What is the interest rate of the loan?
It depends on your quantity and duration.
I hope I can help you. If your question is adopted, thank you.
Third, how to calculate the loan interest?
The auction loan adopts the equal principal and interest repayment method, that is, the borrower repays the loan principal and interest in equal amount every month, and the monthly loan interest is calculated according to the remaining loan principal at the beginning of the month and settled every month.
The specific calculation formula needs to be explained clearly by professionals. They have a calculation formula online, you can have a look. In fact, it is enough for ordinary investors to know the approximate cost. There is an interest calculator on the racquet loan. You can try it.
4. What is the loan interest rate?
A loan means that the apparent interest is reasonable. Here comes the procedure, and you can do the funeral for your family. Afraid that the loan is the concept of a lost dog, dare to go and wait for the explosion. Before applying for a loan, your phone records have been illegally recorded for less than half a year. If you forget to change money for a few days, your relatives and friends will receive the message immediately. Please don't let me know if anyone owes money. The interest reflected in the loan is very reasonable. The handling fee deducted after success is% 15 of your loan amount, which is the funeral expenses lent to them. Netizens who don't believe it can try. Please share the funeral expenses of the loan after the test.