1June 36, 997 -94000 = 13894. 16 yuan. The total interest actually paid in three years is13894.16.94000 * 6.56% * 3 =18499.2 yuan. 18499.2-13894.16 = 4605.04 yuan. There will be a discount for buying a car by stages, and the extra 4600 yuan is a discount for you from 4s shop. You can only make money by buying a car by stages. The annual interest rate of the loan is 6.56%.
There will be a handling fee for the loan, nominally, but in essence, interest.
When applying for a car mortgage loan, the individual pays the down payment, and the bank is responsible for paying the rest. 1. Conditions for applying for car loan 1. The car buyer must be at least 18 years old, with valid identification and full capacity for civil conduct. Second, he can pay.
Is there a handling fee for Chang 'an financial loan?
Although there is no express stipulation that the loan to buy a car requires a handling fee, it does. At present, the loan fee for car purchase is 3%, which is about 1 ten thousand yuan. Many applicants complain that they are charged a high handling fee. ..
For the annual interest rate, one percent is one percent. For monthly interest, one percent is one thousandth. For the daily interest rate, one percent is one thousandth. One percent is one thousandth. The monthly interest rate is one thousandth of the loan amount.
Of the quota of 65438+ 10,000 yuan, you only used 20,000 yuan, and the rest is in the card. What internal treatment? You can use as much as you want. No, put it in the card.
Changan's financial loan policy is interest-free.
These so-called zero interest rates are true, but generally a certain financial service fee is charged, which is equivalent to your interest money.
There will be a handling fee for the loan, nominally, but in essence, interest.
4s stores don't buy cars with zero down payment. If you want to buy a BMW in installments, you can pay attention to BMW's preferential policies, but you still have to pay the down payment, but the interest is relatively low. First, the zero down payment is generally paid by the staff, and other vehicles can also have social security. Second, the model is generally less than 50w. Third, if you don't want to pay more, you can pay down 10%. I'll give you some, such as ID card, household registration book, marriage or single certificate, driver's license, real estate license or residence certificate of house purchase contract. You can add 27 20 533 99 3 to exchange auto finance knowledge.
Changan financial loan car purchase process
Domestic brands like Changan have their own designated lending institutions, and the approval process is fast, and manufacturers will post some interest.
Application materials generally required for loan application: 1. Identification materials. 2. Marriage certification materials: marriage certificate, divorce certificate, unmarried statement, etc. 3. Proof of local residence: fixed telephone bill for any three months in the past year, or water and electricity bill, or other materials that can prove the address. 4. Guarantee certificate. 5. Proof of use: provide the invoice for the full amount of car purchase before the loan is issued, or provide the car purchase agreement (contract) plus the down payment invoice (or the receipt stamped with the dealer's official seal). After the loan is issued, the full car purchase invoice (if not provided before the loan is issued) and the vehicle purchase tax payment certificate must be provided. 6. Proof of repayment ability.
This is a car loan from China Construction Bank. You can refer to it In fact, when buying a car, you can entrust a car sales company to do it for you. They'll be quick. The basic rule is 1. Loan object: the age is 18 years old (inclusive) to 60 years old (inclusive).
Changan financial car loan pass rate
Not bad, the approval is still fast.
The approval time for some loan procedures is relatively short. Generally, if the amount is small, you can receive the money in an hour or two. Loans are not approved, and they are usually stuck in the bank.
Me too. Did you get a car loan? Urgent, ask