1. A copy of the power of attorney and ID card of the specific agent;
2. Recent financial statements of the enterprise.
3 loan application (copy);
4, the materials needed to assess the credit rating.
Second, personal loan application
Application paragraph
Bank of China Branch (Sub-branch):
I am a staff member of a department (unit), and my current position is procurement, with an average monthly income of RMB.
A set of commercial house (shop) developed by (company), with the property number of, is now applying to you for a mortgage loan of RMB10,000 yuan a year, and agrees to mortgage the purchased property to your unit (bank) as a guarantee for repaying the loan under the loan contract signed with your unit (bank); I agree that your company (bank) can inquire my information through the personal credit information system of the People's Bank of China to understand my credit status. Based on the principle of honesty and trustworthiness, I declare that this property is the first house purchased by family loans (excluding provident fund loans).
I have opened a repayment account (account number) and deposited it in our bank (branch) as required by your bank, and I promise to deposit the current principal and interest in full before the repayment date of each installment and the loan maturity date, and at the same time authorize the lender to deduct the loan principal and interest (including overdue interest and penalty interest) from this account on the monthly repayment date and the loan maturity date; If I change the repayment account, I will provide the new account information in time; If the account funds are insufficient and the loan is in arrears, I accept all legal collection measures of your unit (bank) and voluntarily bear all consequences.
Three, personal housing mortgage loan application
Employee personal housing mortgage loans need to carry the following information:
1, employee's individual housing mortgage loan application;
2. Certificate from the unit to the individual;
3. Copy of the borrower's ID card (original);
4. Copy of the borrower's household registration book (original);
5.( 1) To purchase 100% of the property rights, you need to bring a copy of the Approval Form for Preferential Sale of Houses and fill in the Certificate of Mortgage of Property Rights and Interests of Individual Housing Loans for Employees in Urumqi;
(2) To purchase 33% of the property rights, you need to bring a copy of the Calculation Form for Compensation of Common Property Rights, and attach a copy of the borrower's 67% private property rights certificate;
(3) When purchasing affordable housing (affordable housing), you need to bring the copy and original of the housing project (affordable housing) and the sales contract.
6. Copy of the receipt that the borrower has paid more than 30% of the house purchase price;
7, the unit should be the unit housing provident fund remittance, withdrawal, loan and house payment account to write a universal certificate.
Four, the borrower's unit should pay attention to three points:
1. The total loan amount of all borrowers in this unit shall not exceed 80% of the total housing accumulation fund in the month when this unit borrows;
2. The personal loan shall not exceed 70% of the purchase price (100% of the property right or 33% of the property right), with a maximum of 20,000 yuan. The purchase of affordable housing (affordable housing) can appropriately increase the loan amount.
3. The loan amount should be kept as an integer of 100. If the employee needs a loan of 17872.33 yuan, it should be 17800 yuan, and the remaining 72.33 yuan can be paid by the employee himself.
Attachment: Employee Personal Housing Mortgage Loan Application Form
Urumqi Housing Provident Fund Management Center:
I am
The employees of this unit are approved to purchase the housing (Anjufang, affordable housing) of this unit, Road 1 Building.
A house with unit floors and building area.
Square meters, the house price is RMB. The house has been paid RMB, but the RMB hasn't arrived yet. According to the relevant provisions of the Interim Measures for the Mortgage (Entrustment) of Individual Employees in Urumqi, I meet the conditions for applying for a loan, and now I apply for a house loan in RMB with a term of years. I am willing to repay the principal and interest on schedule in the form of equal monthly repayment. The unit deducts the loan principal and interest from the salary every month, and uses the purchased property as collateral, and our unit provides guarantee. Please review and approve.
Loan applicant:
date month year