2. Term of personal mortgage consumer loan: if the house is mortgaged, the longest period shall not exceed 30 years; If the commercial house is mortgaged, the longest period shall not exceed 10 years. The sum of the quota period and the construction period shall not exceed 30 years, and shall not exceed the remaining service life of the construction land occupied by the collateral. Please consult the local branch of Bank of China for details.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
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