2. Medium and long-term loans: 4.75% for one to three years (including three years), 4.75% for three to five years (including five years) and 4.9% for more than five years;
3. Personal housing provident fund loans: 2.75% for less than five years (including five years) and 3.25% for more than five years.
The above is the annual interest rate of postal savings loans.
What should I do if the password error frequency of Postal Savings Bank exceeds the limit?
Generally speaking, there is a frequency limit for the incorrect login password of the postal savings bank card, which cannot exceed three times. Once the password is pressed incorrectly for three times, the frequency of password errors in the Postal Savings Bank exceeds the limit. When the password error frequency of the Postal Savings Bank exceeds the limit, it will directly lead to the bank card account being locked. After being locked, users need to apply for relevant opening procedures to repair the normal use of bank cards.
There are two main solutions for users to eliminate password errors in the Postal Savings Bank, which leads to account locking. One is to bring personal identity documents and bank cards to the counter of the Postal Savings Bank's business outlets to unlock the password, and enter the login password correctly to successfully open the bank card. Secondly, if you forget the user's password, you need to go to the service desk to apply for a login password to report the loss, and then reset the account password of the bank card before you can open the bank card and repair its normal use.
How does the Postal Savings Bank check the bank?
1. Call the service phone behind the postal bank card, inquire according to the reminder, or switch to manual service, and ask to inquire about the bank. The query record will be sent to the user's mobile phone by SMS;
2. With the bank card ID, you can go to the business hall of the corresponding Postal Savings Bank to inquire, and the bank staff will inquire about the bank through the user's records.
Bank refers to the service outlets that apply for bank account opening procedures. Refers to the bank that applies for opening a bank account. That is, the user first handles the bank passbook or bank card and opens the card to the user's bank. There are records on the bank passbook, which generally refers to the branch. In the process of transferring money, it is impossible to complete the transfer if someone else's bank makes a mistake. Therefore, if users need to inquire about the bank of personal bank cards, they can refer to the above methods.
What if the postal bank card is frozen abnormally?
1. There is transaction risk: if the bank card is fraudulently swiped or fraudulently swiped, the user can call the bank customer service hotline, then consult and explain the situation and apply for unfreezing;
2. Due to overdue payment and fee deduction: individuals can bring their bank cards and identity documents to the business outlets, apply to the staff for lifting the restrictions, and immediately settle all loans.
What is the annual interest rate of postal savings loan in this article? 2022 related knowledge points. The content is for reference only.