Legal analysis: it will affect. Materials to be prepared for bank loans: use valid identity documents for loan purposes; Permanent residence or valid residence certificate and fixed residence certificate; Proof of marital status; Bank flowing water; Proof of income or personal assets; Credit report; A plan or statement; Other information required by the bank. Requirements for bank loans: permanent residence or valid identity certificate of urban residents aged 65,438+08 with full civil capacity, and the age of the lender required for bank loans is generally between 65,438+08-60; Have a stable legal income and the ability to repay interest; Other conditions required by the lending bank.

Legal basis: Article 72 of the Criminal Law of People's Republic of China (PRC) may declare a suspended sentence for a criminal sentenced to criminal detention and fixed-term imprisonment of not more than three years, provided that the following conditions are met at the same time, and a suspended sentence shall be declared for a person under the age of 18, a pregnant woman and a person who has reached the age of 75: (1) The circumstances of the crime are relatively minor; (2) (3) There is no danger of recidivism; (four) the announcement of probation has no significant adverse effects on the community where he lives. Probation can be announced according to the circumstances of the crime, and criminals are prohibited from engaging in specific activities, entering specific areas, places and contacting specific personnel during the probation period. If a suspended criminal is sentenced to an additional punishment, the additional punishment shall still be executed.