You can apply for a mortgage, but you have to pay a certain down payment. The current policy is to pay at least 30% down payment for the first suite, mortgage the real estate license to the bank and provide ID card, marriage certificate, income certificate and household registration book. Generally speaking, your income is more than twice the monthly payment. If you are self-employed, you need to provide a business license and a bank account for half a year. The bank will check your bank account for half a year. The average income is more than twice the monthly payment, and there is a marriage certificate. If you are single now, you need to issue a single certificate. If you are married now, you need a marriage certificate. If a divorce certificate is required, both husband and wife need to be present when the bank signs the mortgage contract and loan contract. I'm a property consultant, I hope I can help you a little ~