It's huge. The loan for buying a house in Jinzhou area is 400,000 yuan, divided into 30 years, with a monthly payment of 3,000 yuan, plus an 8-year mortgage 1000, which is very stressful for ordinary families. Loans refer to loans issued by banks, credit cooperatives and other institutions to units or individuals who use money. Interest and repayment date are generally stipulated. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds.