1, affecting the loan amount: the deposit base of the provident fund is one of the important factors that determine the personal loan amount. Generally speaking, the amount of provident fund loans is determined according to a certain proportion of the individual deposit base. Usually, the higher the deposit base, the higher the loan amount will be.
2. Affect the loan interest rate: The deposit base of the provident fund will also affect the loan interest rate. The interest rate of provident fund loans in some areas is determined according to the individual deposit base. The higher the deposit base, the lower the loan interest rate may be.
3. Affect the loan term: The deposit base of the provident fund may also affect the loan term. Some regions stipulate that individuals with higher deposit base can enjoy a longer loan term, while individuals with lower deposit base may only get a shorter loan term.
It should be noted that the specific provisions on the deposit base and loan amount of provident fund may be different in different regions. Therefore, in the specific operation, it is recommended to consult the local provident fund management department or bank to understand the relevant policies and regulations.
To sum up, there is a certain relationship between the deposit base of provident fund and the loan amount, and the deposit base will affect the personal loan amount, interest rate and term.
Don't take it lightly when online loans are overdue. In addition to being collected, personal credit will also be affected, especially online loans with credit information. Once there is such an overdue record, it will seriously affect the handling of bank loans and credit cards in the future. Even if the processed online loan cannot be credited, you can access big data. You can query your online loan history, overdue details, liabilities, untrustworthy information and online loan blacklist in Lan Bing data.