General residence: (1) No room, no loan record, and the down payment ratio is 30%; (2) There is no room in the name with a loan record, and the down payment ratio is 40%; (3) Suite 1, no loan record or loan has been paid off, and the down payment ratio is 50%; (4) For a suite under the name, the loan has not been paid off, and the down payment ratio is 70%.

Non-ordinary residence: the down payment ratio is 70%.

Note: Housing refers to housing in Guangzhou, and loans refer to state loans.