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Hangzhou second home loan interest rate
Hangzhou second home loan interest rate Many banks in Hangzhou recently raised the mortgage interest rate. The first home loan interest rate is 5.4%, and the second home loan interest rate is 5.5%. Previously, the interest rate of the first loan was 5.2%, and the interest rate of the second loan was 5.38%. The interest rate adjustment has had an impact on the pockets of buyers. For example, a loan of 3 million yuan will be repaid in 30 years.

If the buyer is buying a house for the first time, the loan amount to be paid is 6.06 million yuan, and the monthly mortgage repayment amount is 1, 16846 yuan. Prior to this, the total repayment was 593.3 million yuan, and the monthly interest was 1643 yuan. Total loan increased by130,000 yuan, and monthly loan was 186 yuan. If the buyer buys a second house. In this way, the monthly repayment will be 6.5438+0.3 million yuan, and the monthly repayment will be 374 yuan.

1. Adult singles registered in this city (excluding divorce): one suite is restricted, that is, the sale of new or second-hand houses to adult singles registered in this city (excluding divorce) is suspended.

Families registered in this city can only buy two houses. Stop selling new houses and second-hand houses to households with registered residence in this city who already own two or more houses.

3. If an enterprise purchases a house in a restricted area, its sales time in the market is limited, and it must reach 3 years before it can be sold in the market.

4. If you are not registered in this city, you must submit a social security or personal income tax certificate that you have paid taxes or paid social security contributions for more than two years in our city within three years before the date of purchase.

5. For residents whose registered permanent residence has moved from other provinces to these four counties, there are no restrictions on the conditions for buying houses, and they must buy houses in these four counties after their registered permanent residence has moved to these four counties. From September 28th, 2006, Hangzhou (including Xiaoshan, Yuhang, Fuyang and Dajiangdong) suspended the "first suite".

The above is the main content of the second home loan interest rate in Hangzhou. I believe everyone knows about these contents and hope to bring some help to everyone.