The loanable amount of provident fund loans varies greatly from place to place, but it mainly depends on the balance of provident fund account, the deposit period, the monthly deposit amount of provident fund and the age of the lender. Generally, the maximum loan for a single person is about 500,000 yuan, and the maximum loan for a couple is about 6.5438+0 million yuan.
2. How much can Xiamen Provident Fund pay each month to get a loan of 654.38+0 million?
The maximum personal loanable amount of Xiamen Provident Fund is 500,000, the personal contribution base is about 6,700, the total house price is 6,543.8+0,000, the repayment period is 30 years, and the loan is about 500,000. Specifically, you can go to the loan calculator of the website function module in Xiamen Provident Fund website.
3. How much can the provident fund borrow every month 1 10,000?
The maximum loanable amount of provident fund loans is 6,543.8+0,000, of which the loanable amount of 654.38+0 employees does not exceed 500,000. The loanable amount of employees' individual provident fund loans is calculated and determined according to a certain multiple of the monthly average balance of housing provident fund accounts. The above is the relevant content of how many loans the provident fund can borrow.
Why is the provident fund loan so slow?
How many loans can the provident fund borrow, up to 6,543.8+0,000?
1, there may be a problem in the audit stage: if the provident fund loan is delayed, part of the reason may be that there is a problem in the audit stage. At this time, buyers should not be too impatient, see what the specific problems are, and then solve the difficulties and wait;
2. Too many applicants: In the case of large loan demand, the speed of provident fund loans is likely to be affected. After all, limited personnel may slow down the processing speed;
3. Limited stock of provident fund: For the funds in the stock of provident fund, loans cannot be issued, and users need to wait in line for deposit assets, and the next payment can only be made when there are enough deposit assets. When handling provident fund loans, users can try to avoid the peak period of housing loans, which is prone to the problem of insufficient stock funds.
In fact, judging from the application process and the next paragraph process, provident fund loans are not slower than commercial loans. But in fact, provident fund loans in many places are much slower than commercial loans, and it is common for more than half a year or even one year.
4. Monthly deduction of housing provident fund 1.200 yuan, loan 1 ten thousand yuan. The service life is 30 years. How much is the monthly payment?
The commercial loan is 6,543,800 yuan, with a monthly repayment of 7,000 yuan for 30 years.
The provident fund loan is 6,543,800,000 yuan, and the monthly payment is about 5,000 yuan for 30 years.
After the loan comes down, you can also apply for repayment of the provident fund. You pay the provident fund 608, and the same company also pays 608. You will receive 12 16 every month, and your wife will receive 12 16, totaling more than 2400. Repayment depends on what is the agreement between your company and the provident fund, and it will be paid monthly.