According to the regulations of the People's Bank of China, after the provident fund loan is paid off for a certain period of time, the borrower can pay off part of the provident fund loan in advance according to his own situation. The advantage of this is that it can reduce the repayment burden, save the loan interest expense and even shorten the repayment period of the loan. When handling the prepayment, the borrower needs to consult the relevant policies and requirements of the loan bank and go through the formalities in accordance with the prescribed procedures.