With the loan in your name, the first person responsible for repayment is you. With his house as collateral, if you can't repay it, the bank will realize the mortgage and apply for auction of his house. If the mortgaged house is worth enough to repay, then you also have a bad credit loan record.

Second, what impact does my uncle's loan have on my future?

It didn't work. The content of the political review of overdue loans does not involve the credit information of immediate family members, and even my uncle's son will not be affected by the credit information. In fact, morally speaking, the person who has broken his promise is a personal act, and the consequences of his breaking his promise should be borne by the individual.

Third, what impact does the relative loan have on me?

It doesn't matter, only immediate family members have it.

4. Does the immediate family loan affect my loan application?

If you owe money to formal institutions such as banks, of course, it will not cause personal injury to you and your family, but it will mainly have an impact on you personally and not on your family! If it is light, there is something wrong with the personal credit record, and you will not be able to borrow money in the future. If it's serious, it's a crime and you're going to jail!

So we still have to find a way, or communicate with the bank to see if there is any way to postpone the return!