Ping An's "New First Loan" 1 year loan interest rate is 8.2%, and the 2-3 year loan interest rate is 8.32%. The account management fee is linked to the loan amount, with a monthly fee of 0.69% for 30,000-50,000 yuan and 0.59% for more than 50,000 yuan. Standard Chartered Bank charges 0.49% per month with an annual interest rate of 7.9%-9. According to different loan conditions. Take a loan of 65,438+10,000 yuan with a term of/kloc-0 as an example. The comprehensive annual interest rate of Ping An Bank's "new loan" is 1 5.28%. This is what I saw in the Phoenix news report the other day.
2. How is the loan interest rate of Ping An Bank's new loans calculated?
The loan interest rate is evaluated according to your comprehensive qualification, and the interest rate will be slightly different due to different schemes selected by customers, subject to the actual implementation interest rate. Ping An Bank's new loan is an unsecured and unsecured credit loan with simple procedures and quick approval. It takes 1 working day at the earliest, and 1-3 working days to complete the approval. The amount is 300,000-500,000, and the age is 23-55. You can log in to Ping An Pocket Bank APP- Home-Loan to understand and try to apply.
Reply time: 2020- 12- 17. Please refer to the latest business changes announced by Ping An Bank in official website.
[I know Ping An Bank] Want to know more? Come and watch I Know Ping An Bank ~
/paim/iknow/index.html
3. What is the new interest rate of Ping An Bank?
Ping An's "New One Loan" 1 year loan interest rate is 8.2%, and the 2-3 year loan interest rate is 8.32%.
Ping An Bank's new loans are unsecured RMB loans for personal consumption, which are specially issued by Ping An Bank to people with stable and continuous wage income, and their monthly wage income is used as the basis for judging the loan amount.
4. What is the loan interest rate of Ping An Bank's new loan?
Calculation method of new loan interest rate of Ping An Bank;
The formula for calculating the new loan interest rate of Ping An Bank: a = p {i (1i) n/[(1i) n-1]}
A: Monthly payment;
P: total contributions;
I: monthly interest rate (annual interest rate/12);
N: total payment months (year ×12);
After knowing the monthly loan, the total amount of contributions and the total number of months of contributions, we can easily calculate the monthly interest rate by substituting these data, and then know the annual interest rate of bank loans.
"New One Loan" is an unsecured RMB loan issued by Ping An Bank to people with stable and continuous wage income, and its monthly wage income is used as the basis for judging the loan amount for personal consumption.