Online lending platforms include:

First, Qianhua: Qianhua is a credit service product under Baidu, which has a good reputation and a relatively fast lending speed. It can meet the daily demand for borrowing money, and it is very convenient to borrow if you want. The maximum amount is 200,000 yuan, 1 10,000 yuan loan 1 annual average daily interest 1. 1 yuan. The better the credit, the lower the interest rate.

Second, Lending Bao: Lending Bao is a pure credit loan product launched by Alipay, a subsidiary of Alibaba. According to the consumption situation and repayment ability of Alipay users. Ordinary users can only apply for opening if the sesame score is above 600. According to sesame score, the loan amount is10-300,000, the lowest daily interest rate is 0.02%, and the loan term is 12. It has always been a conscience loan.

3. Return: Shanghai Jihe Information Technology was established on 20 15 and returned the products on 20 16. The major shareholder is Focus Media listed company (stock code: 002027), and the shareholders are Focus Media, Sequoia Capital, Cinda Investment, noah wealth, Sina, etc.

4. Micro-loan: Weizhong Bank is the first Internet bank under Tencent. Its products include micro-loan and micro-car loan, and it is committed to providing fast financial services for small businesses and individual consumer groups.

Verb (abbreviation of verb) Paipai Loan: Paipai Loan was established in 2007 and is a p2p financial platform listed on the New York Stock Exchange. Auction loan products are mainly divided into batch bidding and rainbow bidding. At present, credit loans are provided to users, with a maximum loan amount of 200,000 yuan and a monthly loan interest rate of about 1%. Users can choose appropriate loan products according to their own needs.

What are the more formal online lending platforms?

In life, most young people will choose to apply for loans online when funds are tight. With the increasing demand for online loans, there are more and more loan platforms in the market. It is very important for borrowers to choose a formal and reliable loan platform. What are the formal loan platforms? 1. Qian Qian Hua is an online credit product owned by Du Xiaoman. Users do not need to provide any mortgage or guarantee for any loan on the spending platform. The maximum loan amount is 200,000 yuan, and the longest loan period that can be applied for is 24 periods. According to the official introduction, the minimum daily interest rate for spending money is 0.02% (annualized 7.2%), and the specific loan interest rate depends on the personal qualifications of users. Usually, the better the personal conditions, the easier it is to get a lower loan interest rate. 2. Zhaolian Good Loan Zhaolian Good Loan is a loan product under Zhaolian Finance. This product has many uses. The most common way is to apply for a loan through Alipay's attention to Zhilian Good Loan Life Number. The product has a maximum credit line of 200,000 yuan and can be recycled. If you want to apply for a good loan from Zhilian, you generally need a sesame credit score of 650 or above to apply for a loan. 3. Good Social Flower Good Social Flower is a credit loan product launched by baixin bank. The maximum credit line supported by this product is 300,000, and the service life can be divided into 3- 12 periods. The user group of this product is 20 -50 years old with good credit status. 4. Micro-loan Micro-loan is a credit loan product under Weizhong Bank. The maximum loan amount of this product is 200,000 yuan, and the daily loan interest rate is 0.02% (annualized 7.2%). The specific loan amount and interest rate are determined by Weizhong Banking System according to the individual comprehensive situation of users. At present, micro-loans are opened by invitation, and only invited users are eligible to open micro-loans. These loan platforms are licensed formal institutions. Users with loan needs can choose the loan platform that suits them according to their own conditions. It is worth noting that after applying for a loan, you must keep a good repayment record, which must not be overdue, so as not to affect your personal credit information.

What online lending platform can borrow money?

As we all know, the loan threshold of online lending platform is relatively low, so many friends will consider applying for online lending solutions when they encounter difficulties. However, online lending also has a threshold. If the borrower's comprehensive score does not meet the requirements of the lending platform, the loan will be rejected, so many friends will want to choose a low-threshold online lending platform. So which online lending platform is easier to borrow money from?

There are many online lending platforms on the market, and it is relatively easy to borrow from these lending platforms.

1. Sorry. Lending treasure is a credit loan product in Alipay. Users who open Lending Bao can find the entrance of Lending Bao through Alipay and click Apply for Loan. The loan funds can be directly distributed to the borrower's Alipay account or Alipay-bound bank card account. However, it is worth noting that borrowing money is currently opened through the official invitation system, and only invited users are eligible to borrow money.

2. Have money to spend. Money is the credit service platform of Dudu Finance. 18 non-school students can apply for a loan amount. The maximum loan amount is 200,000 yuan, and the minimum daily interest rate of the loan is 0.02%. Whether the loan amount can be successfully obtained is determined by the system according to the user's personal comprehensive situation.

In addition to borrowing money for consumption, JD.COM gold bars and other loans are relatively easy. Whether the loan can be successfully approved depends mainly on the personal qualifications of the borrower. If the personal qualifications are good enough, the loan pass rate will be high.

Some friends prefer to choose a low-threshold loan platform when choosing an online loan platform. Presumably, many friends have seen a platform claiming "100% compensation" and "black households can also compensate" on the Internet. For such platforms, please choose carefully, because formal loan platforms have their own risk control systems. Lending institutions will only provide loan services to borrowers if their personal qualifications meet the requirements of the platform. If there is really a 100% payment platform, imagine how much risk this platform needs to bear, which is not conducive to the long-term stable operation of the platform. Therefore, when choosing a loan platform, the most important thing is to choose a formal and reliable platform.

What are the formal lending platforms?

What are the formal lending platforms?

At present, the formal lending platforms are: Flower Garden, Ant Lending, Alipay Online Commercial Bank, Rongding Hundred Loans, and Zhaolian Good Term Loans.

Bai Hua 1

Alipay launched the "consumption first, payment later" service, and users with sesame scores above 600 have the opportunity to apply for opening the "flower garden". At present, the amount of "flower garden" is between 2500-30000 yuan. Users can use it to shop in Tmall Mall or Taobao, and make repayment on the following month 10 after confirming receipt. As long as the repayment is made on time, there is no handling fee.

2. Alipay Online Merchant Bank

Alipay online merchant bank still serves small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The application threshold is the same as the previous loan. The maximum loan amount is 1 000 yuan, the expected annualized interest rate on the loan day is 0.05%, and the loan term is 1.2 months. Use the average capital repayment method.

3. Ants borrow it

Alipay's loan business is called ant borrowing. Users do not need to submit complicated personal materials and financial certificates, and the loan can be completed in 3 seconds at the earliest. This service is located in "Credit Life" in "Sesame Credit". Specifically, you only need to open Alipay wallet, click Wealth to check sesame credit score, and then click Credit Life menu to see "Ant Borrowing". To use this service, users who need sesame scores above 600 can apply for loan lines ranging from 1000 yuan to 300,000 yuan. The specific amount needs you to log in to Alipay and enter sesame credit inquiry.

4. Recruit good loans

Zhaolian Good Term Loan is Alipay Life Loan under Zhaolian Finance, with a maximum amount of 200,000 yuan for recycling and a daily interest rate as low as 0.029%. The borrower 18-50 years old is required, and the sesame score is above 550.

5. Rongding Hundred Loans

Rongding EMI is a platform with many Alipay life loans. For example, if you are short of money, you can provide the borrower with a loan of 1000-5000 yuan, with a term of 30 days, which will arrive on the same day, and often provide the borrower with some interest deduction vouchers.

What are the online lending platforms that can be loaned?

Online lending platforms that can borrow money are:

1, money to spend.

2360 IOUs.

3.JD.COM gold bars.

4. Ctrip Finance.

5. Flower duck borrows money.

6. Consumer finance immediately.

7. White cat loan.

8. Central Plains consumer finance.

9. Alipay loans.

10, Suning Consumer Finance.

These platforms have corresponding credit loan products, and customers can choose their own operating applications. Of course, whether they can get the loan amount depends on the audit results of the system. The comprehensive qualification of customers needs to meet the requirements. The better the qualification, the higher the loan amount.

Although these lending institutions can apply for loans, they have higher requirements for customers' comprehensive qualifications, and they can't get loan quotas casually.

Even so, customers should choose genuine lending institutions as far as possible when applying for loans. Although their audit efforts are relatively strong, they can effectively prevent customers from encountering regular loans and will not be defrauded by illegal platforms.