The procedures required to pay off the CCB loan in advance are as follows:

1. The borrower calls the CCB management hotline, inputs the amount you intend to repay in advance according to the voice prompt and makes an appointment for repayment.

2. The repayment person applies for prepayment, fills in the application form, signs it and provides the required information.

3. The applicant determines the amount and date of prepayment. Approved by the entrusting bank. Housing Construction Bank Management Center for approval. The applicant went to the bank to repay part of the loan principal. The applicant will send the advance payment form to CCB Center for filing.

If you want to handle the prepayment of CCB, it is recommended to follow the process. Generally, it is necessary to make an appointment with the management department of CCB in advance, so it will be smoother to handle.

After the Construction Bank handles individual housing loans, the specific process is as follows:

First call the customer service hotline of China Construction Bank at 95533, press the "0" key to switch to manual service, and make an appointment for customer service personnel to repay in advance.

Then bring personal ID card, mortgage contract, repayment bank card and other related materials to the offline business outlets of CCB within the agreed time to collect the application form and fill it out, and then hand over the completed form together with the information to the staff at the counter.

After the application for prepayment is submitted, just wait patiently for CCB to review it. After the bank has passed the audit, it will notify you by phone, and then the customer can make prepayment. When the money to be repaid in advance is charged into the repayment bank card, CCB will deduct it.

If the customer chooses to pay off the loan in advance in one lump sum, he still needs to go to CCB outlets to apply for the loan settlement certificate, get back his other warrants, and then go to the Housing Authority to understand the mortgage procedures. If the customer only partially repays in advance, after repayment, the customer can choose to keep the repayment period unchanged and reduce the monthly payment of the remaining mortgage; You can also choose to keep the monthly payment unchanged and shorten the repayment cycle.

The mortgage application conditions of China Construction Bank are as follows:

1. loan purpose: it is used to support individuals to buy, build and overhaul houses in cities and towns in Chinese mainland.

2. Loan targets: China citizens with full capacity for civil conduct, natural persons from Hong Kong, Macao and Taiwan with full capacity for civil conduct with the right of abode in Chinese mainland, and foreigners with full capacity for civil conduct with the right of abode in Chinese mainland.