1. According to the loan interest rate and term: assuming the annual interest rate is 10% and the loan term is one year, the amount received is about12,600 yuan (14,000 yuan minus 10% interest).
2. Consider platform fees: Some online lending platforms will charge a certain fee, such as 1%. In this case, the inventory amount will be reduced by 140 yuan (14,000 yuan multiplied by 1%).
3. Consider overdue penalty interest: If the borrower fails to repay the loan on time, it will generate overdue penalty interest, and the amount will be further reduced.
To sum up, the specific amount of 14000 yuan varies due to different factors, which may be around 12, or around 600 yuan. However, please note that this is only an estimate, and the specific situation still needs to be determined according to the loan contract and related policies.
Extended data:
-When applying for online loan, you should read the relevant contract terms carefully, understand the interest rate, handling fee, overdue penalty interest and other expenses, and calculate the accurate amount.
—— The borrower should plan the repayment ability reasonably, ensure the repayment on time, and avoid extra expenses due to overdue.
—— The supervision of online lending industry is increasingly strengthened, and borrowers should choose a legal and reputable platform for lending operations.