The loan terms of China Everbright Bank are as follows:
1 The applicant is over 18 years old and holds a People's Republic of China (PRC) identity card;
2 to have a relatively stable income and the ability to repay the principal and interest, it depends on the salary details;
Good credit information, if the loan is used for business or car purchase, there must be a guarantor and mortgage.
If you have a stable job and income, then you can apply for a personal credit loan (unsecured and unsecured). Generally, this kind of loan application requires you to have a stable job and income, a good credit status, and just punch in your monthly salary (or deposit money in a bank account every month), which can be 5- 10 times of your monthly income. If you are a civil servant, you can borrow more.
Apply for unsecured and unsecured loans, that is, personal credit loans. Although the loan does not need any mortgage or guarantee, the borrower must have a stable job and income when handling it, and the income level must meet certain standards of the bank, and the individual has no bad credit record. Meet these basic conditions before you can handle it!
Generally speaking, the loan conditions of China Everbright Bank depend on the types of loans applied by applicants, and the loan application materials required by different applicants and loan types are different. Although the loan conditions are similar, a slight difference will also affect the loan.