Provident fund loans include municipal provident fund loans and state-managed provident fund loans. The repayment method can only be free repayment, and there is no other way. The municipal provident fund loan only needs to be notified by telephone to change the repayment amount, while the national provident fund loan must go to the bank to change the repayment amount in person. But not less than the minimum repayment amount stipulated by the bank.
Main characteristics of free repayment mode of extended information provident fund loans;
(1) As long as it is not lower than the minimum repayment amount, it is most convenient for the borrower to freely set the monthly repayment amount.
(2) The borrower can adjust the monthly repayment amount through the customer service telephone of the provident fund management center, which saves time and effort and eliminates the operating procedures such as early repayment.
(3) Compared with the equal repayment method, the current minimum repayment amount is reduced to a certain extent, which is beneficial to the borrower's debt arrangement.
(4) Except the last installment, the amount notified by the borrower shall be deducted first every month. If the balance of the repayment account is insufficient, the second deduction shall be made according to the minimum repayment amount, so as to reduce the possibility of the borrower's loans overdue.
In the process of repayment by free repayment of provident fund loans, in addition to normal monthly repayment, borrowers can also handle the following repayment-related businesses:
Adjust monthly repayment amount, repay overdue loans, pay off all loans in advance, inquire repayment status, print repayment details, change repayment account, modify or reset password of loan entrustment system, and print loan repayment voucher.
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