1. Step 1: Contact the borrower in time.
-get in touch with the borrower as soon as possible, explain your repayment difficulties and express your willingness to solve the problem.
-You can communicate with the borrower by phone, SMS or email.
Step 2: Negotiate the repayment plan.
-Negotiate with the borrower to make a feasible repayment plan, including adjusting the repayment period, installment payment, etc.
-Give full consideration to one's own economic situation and repayment ability, and put forward a reasonable repayment plan.
Step 3: Confirm the repayment agreement in writing.
-After reaching an agreement, both parties shall confirm the repayment agreement in writing, clearly stipulate the repayment amount, repayment time and other specific contents, and sign and seal it by both parties.
Step 4: Repay as agreed.
-Repay in time according to the requirements of the written agreement and fulfill the repayment obligations.
-You can choose safe and convenient repayment methods such as Alipay and bank transfer.
Step 5: Keep communication.
-During the repayment period, keep good communication with the borrower, explain any situation that may affect the repayment in time, and seek solutions.
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Summary: The process of negotiated repayment of online loans includes contacting the borrower, negotiating the repayment plan, confirming the repayment agreement in writing, repaying as agreed, and maintaining communication. Through active communication, making a reasonable repayment plan and fulfilling repayment obligations on time, the problem of online loan repayment can be effectively solved. The big data credit report provided by Green Dog Quick Check can help individuals understand their credit situation and avoid the adverse effects caused by frequent credit information inquiry.