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I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements.
1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide installment loans to students at school. If you are a student at school, please give up the application.
Information requirements: You need to provide your second-generation ID card and your debit card during the application process.
Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
This answer is provided by Youhuahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua loan products, the display on Xiaoman Financial APP- Youhuahua Loan website shall prevail. I hope this answer is helpful to you.
How to get a loan from Beijing Personal Credit Bank?
In 2003, Zhongan Xinye began to explore unsecured industries. Any expenses in the first five paragraphs of the next paragraph.
Bring your ID card, proof of address, half-year salary and social security card. Go to our company for 2 days.
Welcome to call: see user name.
Beware of being cheated of any expenses in the first five paragraphs of the next paragraph.
Chaowai soho, No.6 Chaowai Street, Chaoyang District, Beijing
Plot C 03098 (beside the national tax)
Is it faster to apply for a mortgage loan in Beijing or to find a loan company?
Generally speaking, loan assistance companies will handle it faster, because it will save us time and money in contacting many banks and capital institutions.
Are there any companies in Beijing that can help banks make personal mortgage loans?
The annual interest rate of housing mortgage loan is around 4%, and the following conditions need to be met:
(1) China citizen with legal status, aged 18-65 years old (inclusive), with full capacity for civil conduct;
(2) Have a stable economic income, the ability to repay the principal and interest of the loan, and no bad credit record;
(3) There are legal and effective collateral certification materials; (such as real estate license, land certificate, etc. )
(4) Housing mortgage loan has been purchased and handled, the original housing mortgage loan has been repaid for more than one year, the loan balance is less than 60% of the value of the mortgaged house, and the mortgaged house has obtained the property ownership certificate, and the age of the house is within 10 years;
(5) Being able to provide effective guarantee recognized by the lending bank;
(6) Other conditions stipulated by the lending bank.
A qualified bank lending institution in Beijing
1. Talent loan (government, institution, teacher, doctor, nurse, lawyer, police, armed police or army deputy company level or above), interest rate 1.28- 1.98, amount1-300,000.
2. Silver lending (central enterprises, Fortune 500 companies and state-owned enterprises), interest rate 1.28-2.28, quota1-300,000.
3. Wage loan (punch-in salary is more than 2,000 yuan for half a year), with the interest rate of 1.58-2.38 and the amount of 200,000-200,000 yuan.
4. Mortgaging the owner's loan (the owner of the house with more than three repayments), with the interest rate of 1.28-2.48 and the amount of 200,000-200,000.
5. Life insurance loan (as long as it is a domestic insurance company, traditional or dividend insurance, universal insurance, policy base more than 50,000, monthly premium more than 200, total payment period more than 3 years, monthly policy 12 months, quarterly and annual payment more than 2 years) interest rate: 2.38. The limit is 20-1.5 million.
6. Second loan: As long as the credit report reflects that you have used small loans, you can apply for 2- 15W without looking at your job. No mortgage, no guarantee, just check the credit online with your ID card.
In addition, you can bring a room or a car.
This is the end of the introduction of Beijing institutional loan and Beijing loan process. I wonder if you found the information you need from it?