Expert loan is a loan product developed by Guangxi Rural Credit Cooperatives. It is issued to middle and senior professional and technical qualifications who work full-time in Guangxi and professional qualifications recognized by national laws and regulations or government departments. It is used for the borrower's capital needs in the transformation of scientific and technological achievements, innovation and entrepreneurship activities, consumption and so on. The loan product aims to better meet the financing needs of experts in various fields such as innovation and entrepreneurship in Guangxi. You can apply by credit or guarantee or both, and the repayment method is flexible, which is conducive to the borrower's reasonable arrangement of scientific research and production activities. Up to 3 million yuan, up to 5 years.

At present, in addition to expert loans, Nanning City Alliance has also launched credit products for special talents, such as talent loans, model workers loans, craftsmen loans, and rich leaders loans. Nanning Chenglian will continue to use innovative loan products, increase financial support for technology-based enterprises and special talents, actively build a bridge for finance to promote scientific and technological development, help more industry experts turn their achievements into practical productivity, and contribute more financial strength to the innovation-driven development of Nanning, the capital.