How much is the monthly principal and interest of a 620,000 house equal to the down payment of 654.38+0.3 million?

The down payment of 620,000 houses is 6.5438+0.3 million, and the monthly principal and interest are 325,486.

1. Suppose the loan amount is 490,000, 620,000 minus the down payment130,000, the loan period is 20 years and 240 months, and the loan interest rate is 4.9%, calculated according to the current commercial loan interest rate.

2. Loan principal ××1+monthly interest rate, repayment period ÷ 1+ monthly interest rate, repayment period-1, = 490000× 0.004083×1+0.004083,240.

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