1. If the loan contract needs to be changed according to law, it must be agreed by both borrowers and borrowers through consultation, and a change agreement shall be signed according to law. Where a third party guarantee is involved, the change clause shall also be agreed by the third party guarantor according to the relevant guarantee contract. Before the agreement is reached, the original loan contract is still valid.
2. When the guarantor loses its guarantee ability or the guarantor goes bankrupt, splits up or merges, the borrower shall promptly notify the lender, and re-provide the guarantee recognized by the lender, and go through the guarantee procedures again.
Due to the differences in business in individual regions, please consult the bank branch for details. You can also enter the bank's online customer service manual service and call the bank's customer service hotline 95566 (please call +86 10-95566 for overseas and Hong Kong, Macao and Taiwan) for consultation.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.