According to Liu Ben News, since June 65438+1 October1in 2023, the interest rate of the first home loan in Lanzhou has been 4.0%. The interest rate of the first home loan in Lanzhou is 4.0%, which is related to the real estate market environment and policies in Lanzhou. In order to encourage residents to buy houses, the local government will introduce some preferential policies to reduce the down payment ratio and deed tax, which will affect the bank's loan interest rate.