What do you need to prepare for a student loan?

You need to bring the following things for a student loan from the place of origin:

1. The student and *** have the same borrower status Certificate (original and 2 copies).

2. Household registration book (only original copy).

3. Two copies of the application form signed and stamped with the admission notice or student ID card (original and 2 copies).

National student origin credit student loans refer to loans issued by the China Development Bank to freshmen and current students of ordinary colleges and universities whose families have financial difficulties and are handled in the county (city, district) where the student’s registered residence is before enrollment. Student loans.

Loans from the student’s place of origin are credit loans. Students and parents (or other legal guardians) are the same borrowers, and both parties bear the responsibility for repayment.

The financial institution for credit student loans in the student’s place of origin is mainly undertaken by the China Development Bank, and other banking financial institutions are encouraged to carry out this business. The specific undertaking banks are jointly organized by the local finance, education, and banking regulatory departments. It shall be determined through consultation with China Development Bank and other financial institutions.

How to fill out the student loan application form for the student’s place of origin? What are the precautions?

How to fill out the student loan application form for the student’s place of origin? What should I pay attention to when filling out the application form for student loans from the place of origin? Students who are in need of scholarships and loans from their places of origin should pay attention. Don’t underestimate this table. What are the great learnings in it? The instructions for filling out the student loan application form for specific students’ places of origin are explained below.

Instructions for filling out the student loan application form for the student’s place of origin

1. This form should be filled in with blue and black ink. The handwriting should be neat and clear without any alteration. The content should be filled in completely and the writing format should meet the requirements. All information is true and accurate.

2. All data items marked with "" are required.

3. Application type: Current college students should fill in the "current student application"; freshmen admitted to this year's college entrance examination should fill in the "new student application."

4. Place of household registration: the address registered in the household registration book before the borrower entered the university. If the household registration is in an urban area, write it down from the city to the house number; if the household registration is in a rural area, write it down from the city to the commune. The place of residence of the borrowing student should be consistent with the location of the financial aid center; the borrower must be a student who has been formally admitted to a general university or higher vocational college recognized by the national education authorities and has obtained a true, legal and valid admission notice; the borrower's family must be For families with financial difficulties, students borrowing money must be honest, law-abiding, and have no illegal records.

5. Current detailed address: the place where the borrowed student lived before entering college (note: "residence" and "household registration location" are two different concepts. For example, a person's household registration is in Jianghan District, but his residence The land may be in Jiang'an District).

6. Graduation high school and postal code: Freshmen should fill in the name of the high school where they graduated from high school (please write the full name - the name on the school's official seal) and the postal code of the high school's location; current college students do not fill in this.

7. Dormitory phone number: Fill in for current college students; do not fill in for freshmen. Do not add an underline or a dash between the area code and the phone number, such as 02788888888 (027 is the area code and 88888888 is the phone number).

8. *** Same borrower: *** The order of selection for the same borrower is: father - mother - close relatives - others. In principle, the father will be the co-borrower. If the father is not at home, the mother will be the co-borrower. If both parents are not at home, other close relatives will be entrusted by their parents (a written power of attorney should be provided) to act as the co-borrower. Together with the borrower, we jointly bear the repayment responsibility. For orphans, their guardians or other close relatives act as co-borrowers and jointly bear repayment responsibilities with the borrowers.

Relationship with the borrower: Select the correct option among the 4 options of "Father, Mother, Close Relatives, Others".

9. ***"Household Registration Location" and "Family Detailed Address" of the same borrower: The filling requirements are consistent with those in Sections 4 and 5.

10. College name: Fill in strictly according to the official seal of the school on the admission notice. Major: Fill in strictly according to the content notified on the admission notice.

11. Grade: Fill in the end of the year you will study this fall. Fill in "1" for freshmen, and fill in "21=3" for college students = years of studying in colleges and universities. For example, if you have studied for 2 years.

12. Educational system: fill in the lowercase numbers.

For example: fill in 4 for a four-year institution.

13. "School Category 1", "School Category 2": Put a "√" in the "□" before the category.

14. Reason for loan application: Put a “√” in the “□” before the option.

15. Detailed reasons: Give a detailed explanation of the selected items for loan application.

16. Loan amount: A hundred or a thousand between 1,000 and 6,000 yuan (in principle, it is the sum of tuition and accommodation fees. If the family is particularly difficult, the loan amount applied for can be higher than the tuition and accommodation fees. sum, but not higher than 6,000 yuan).

17. Application period: refers to the loan period, up to 14 years. Calculation method: freshmen = academic length 10 (if the calculation result is greater than 14, fill in 14); college students = academic length - years of study 10 (if the calculation result is greater than 14, fill in 14).

Note: The number of years calculated by the above method is the maximum number of years allowed for the loan. You can choose a shorter number of years within the maximum number of years.

18. Application academic year: For example, students who applied in 2008 should fill in: 2008 to 2000;

19. Registration date required by the university: the registration date specified in the admission notice.

20. The review opinions of the village committee (neighborhood committee) or the township (street) civil affairs department must be signed and stamped with the official seal of the person handling the matter.

21. This form is made in duplicate, with one copy kept by the Subsidy Processing Center and one copy kept by the Development Bank Hubei Branch. The form will be distributed and managed uniformly by the Subsidy Processing Center.

Student Loan Policy in Henan Province

Consequences of Default on Credit Student Loans in the Place of Origin

Frequently Asked Questions and Answers on Student Loans in the Place of Origin

< p>Notes on filling out the student loan application form for the student's place of origin

1. The application form must be written with a black carbon pen or gel pen. Be sure to write the title at the beginning: Dear Leaders of the United Rural Credit Cooperatives

2. Write clearly and in detail about family members, family income, family financial difficulties, etc.

3. Write Please state your academic performance while in school (write down your high school or college entrance examination scores as a freshman

4. Write clearly the purpose and amount of the loan you are applying for

5. Commit to repay the principal and interest of the loan on time< /p>

6. The application form cannot be altered in any way

7. The loan amount shall not exceed 6,000 yuan per person per academic year. The living expenses are determined based on the individual's difficulty and the living standards in Liaocheng, generally per person. 1,000-1,200 yuan for the academic year. And past living expenses cannot be borrowed

8. All information in the application must be strictly matched with other materials such as study certificates, family financial difficulties, and academic transcripts.

9. If you have any questions, please call the China Development Bank student loan consultation hotline 95593 (consultation time is from 8:00 to 18:00 on working days)

Sample loan application form for college students

P2P platform for college student loans

Is it difficult for college students to borrow money? Introduction to college student loan policies

Student loan application form for student origin

Remarks: 1 Review Key points: Determine the qualifications and check relevant information.

2 Material content: 1. Student ID card; 2. Family register; 3. Admission notice or student ID card; 4. Tuition fees and university account. Information; 5. Proof of family difficulties (need to be provided if selected in the application form); 6. ID card of the same as the borrower (one copy of each of the above materials, and the original must be brought for inspection)

3 Confirmation by colleges and universities: Colleges and universities can confirm students’ enrollment status online through the system, including enrollment status, grades and behavioral performance, and whether they have received other aid, as well as the basis for loan renewal and school account information. In addition to online confirmation, colleges and universities outside the province can also confirm through the system. Sign and seal the paper "University Confirmation Form" and return it to the handling bank (community).

4 County review: Compare the relevant policies and regulations based on the information provided by the university. Conduct qualification verification and information verification.

5 Registration confirmation: Colleges and universities can confirm students’ registration status and school account information online through the system. In addition to online confirmation, colleges and universities outside the province can also confirm through the paper "College and College". Sign and seal the "Confirmation Notice" and send it back to the handling bank.

6 Loan renewal for further studies: Students who continue to study need to refinance or extend their original loans, and their loan application methods will be regarded as the same. First mortgage loan process.

7 First-time loan at school: The first-time loan process for school students is the same as that for first-time loan students, but the "university confirmation" method refers to the loan renewal students, and the approval materials submitted to the bank are specifically based on the local handling bank (social bank). ) shall prevail.

8. We have not yet applied for credit student loans for students registered in Xiamen. If you have other questions about loan application, please call the customer service hotline: 96336.

Online loan platform - the fastest and most convenient platform to apply for college student loans!

How to get a student loan in the place of origin without paying interest

What is the expected annual interest rate on a student loan in the place of origin?

How to fill in the loan amount in the university national student loan application form?

Answer: It depends on how much your tuition is. If the tuition is less than 4,000, you can only fill in 4,000. If it is less than five thousand, fill in 5,000. If it is less than four thousand, you cannot fill in five thousand. Because when you go to apply, you can only be approved for 4,000.

Supplementary information:

1. Every year, many college students apply for national student loans. Except for private undergraduate colleges and universities, or art majors with relatively expensive tuition fees. Basically, applying for a student loan can cover all your tuition fees. The maximum loan amount is 8,000, and in China, the tuition fees for many undergraduate and junior college majors do not exceed 6,000. Tuition for graduate students may be a little more expensive, but graduate students can borrow up to 12,000. Loans have really alleviated the financial pressure of many families, and they do not increase any interest during schooling, allowing many students to go to school without worries.

First, the student’s name, ID number, mobile phone number, WeChat ID (can be filled in or not), QQ number, and household registration before admission (that is, where you live) are all required.

Second, *** and the borrower’s name, ID number, mobile phone number, relationship with the student, and residential address must be filled in clearly (the zip code must be written after the residential address, which province you are in Just write the county, for example, the postal code of Mengcheng County, Anhui Province is 233500)

Third, the name of the university, academic qualifications (college, undergraduate, graduate), year of admission, academic length (if it is three years, just write , three years is four years, just write four years),

Pay attention to the amount of this loan application below, the maximum is 8,000. If you feel that there is no need to bring so much, 4,000 is fine, or 5,000 is fine, according to your own needs The actual situation comes.

The loan application period is generally ten years.

(It must be noted here that it does not mean that if you have taken out a loan for ten years, you can just pay it back within these ten years. What it means is that you do not need to go through a personal credit report within ten years. . But generally if the interest rate is not increased before August 15th of the year you graduate, the interest rate will be increased after August 15th. In my case, I once mentioned this. I forgot about the time, and after a few days of delay, the monthly interest increased by almost 100 yuan. I only applied for 16,000. If I don’t want to apply for it while I am still in school, and I don’t want to pay it back now, I will quickly change the materials so that it will be paid. Your interest will not be increased.)

However, there is good news this year. Starting from 2020, the repayment period for all college students who apply for national student loans will be extended by two years. That is to say, it turns out that if you repay the loan before August 15th of the year of graduation, the interest will not increase. Now, if you repay the loan before August 15, two years after graduation, there will be no interest increase. This is undoubtedly very good news for the majority of students. I am really grateful for the national policies that benefit the people. I hope every college student can complete their studies with excellence. All have a bright future.

How to apply for a college student loan and what materials are required

The materials required for a college student loan include: proof of enrollment, student ID card and copy, personal and parents ID cards, and copies Two copies, original and photocopy of household register, poverty student identification form, and student loan application form.

The application process is as follows:

1. The loan amount for ordinary undergraduate and junior college students cannot exceed 8,000 yuan. The loan amount depends on the one-year tuition fee of the college. The repayment period is the academic year. Add 13 years, the longest cannot exceed 20 years, and students will incur interest if they do not repay the loan after graduation.

2. Submit an application: Applicants can apply directly at the school. Most schools will have this procedure, or they can apply to relevant local government departments.

3. Waiting for review: Whether you apply at school or locally, you must wait for review. If the situation is true and you meet the loan conditions, you can wait for the money.

It is reported that the average school loan amount is more than 1,000 yuan per year. If you apply at the local government or education bureau, the education bureau will issue a certificate after reviewing it. You can just go to the bank to apply for the certificate.

Note: The application materials submitted by the applicant must be true and must not be fraudulent, otherwise the application will not be passed. The certificate of enrollment is issued by the school to students who need loans after the students start school. It needs to have the official seal of the school and department. The student ID card is also obtained at the university after enrollment, which is useful when returning to the place of origin for loans.

How to write the application form/form for poverty-stricken student loans for college students in 2016

The college entrance examination is over, and after the summer vacation, it is time for college students to enroll. Many students from poor families can apply for financial aid. Student loan, how to write the specific application form? What is the format of the student loan application?

The national student loan application form should mainly include the following contents:

1. Name

2. Reason for application

3. Application amount

4. Obligations to be fulfilled after borrowing money

5. Payment

National student loan application form for college students

China_ ___Bank____ City Branch:

I was admitted to ____ College ____ Department ____ class _____ major in _month_200_. I am a student of __ major. I have an ID card. The number is ____________, and the graduation date is ___ year___ month. Due to my family’s financial difficulties, it is difficult to pay my tuition fees during school. In order to successfully complete my studies, I have applied for a national student loan from your bank. The loan will cover the tuition fees for the academic year from 200_ to 201_ in RMB_______ yuan (Chinese character yuan). Living expenses are RMB _______ yuan (Chinese character yuan), and the total of the above is RMB _______ yuan (Chinese character yuan). The loan period is from 200___year___month to 201___year___month, and shall not exceed the sixth year after graduation at the latest.

I promise: after receiving the national student loan, I will study hard, be proactive, and complete my studies well. And keep your promise and pay off the loan in ___ month __ of 201___; promptly inform your bank of your workplace or detailed contact information after graduation, and be a contemporary college student who keeps his word.

My family’s detailed contact address is ____ province ____ city ____ county ____ town ____ village postal code is: ____ contact number is: ______________.

Applicant: ________

____year___month__day