Every place is different. You can ask the staff at the 4S store, because it is generally zero down payment and zero interest for car purchases. It is mainly for slow-selling models or models in stock. Hot-selling models cannot enjoy this policy.

The zero interest rate actually offsets the car price. When the zero-interest rate policy is adopted, consumers cannot enjoy the price discount of this model, and gifts such as steering wheel covers, seat cushions, reversing radar, and sunshade films cannot be obtained for free.

Extended information

Loan precautions

1. When buying a car with a loan, you should pay attention to routine loans. It is best to go to a 4S store to buy a car with a loan. Ask first whether you want to go through a bank or a financial company. Generally, bank mortgages require information, the identities of both spouses, household registers, marriage certificates, real estate certificates, professional income certificates, and six months of bank statements! The bank wants to visit your home!

2. It depends on how you choose to buy a car with a loan. Before buying a car with a loan, ask the 4S store sales consultant to give you two detailed loan quotations. Based on your own loan to buy a car, the down payment, Monthly income repayment amount to determine the loan amount!

3. If you think it is too troublesome to go through the bank procedures yourself, you can choose a financial company to have a simple procedure with two certificates and one card (ID card, driver's license, bank card). The loan interest of a financial company is more expensive than that of a bank! Bank loans must be repaid in 36 installments. The principal must be repaid every time interest is collected. The financial company must repay the principal + interest at the same time. The financial company can repay the loan in advance to save some interest.

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