E-rental loan is nicknamed "little black house" because of its high interest rate. Once a consumer signs a loan contract, it will fall into high-interest debt, which is difficult to repay, so it is compared to a little black house.

E-Rent Loan is an online loan product, which provides micro-loan services through the Internet platform. Because of its high interest rate and hidden charging items, it is dubbed as a little black room, which means that once consumers enter this product, it will be as difficult to escape as being locked in a little black room.

Therefore, when consumers choose loan products, they should carefully read the terms of the contract, understand the interest rate and charges, and avoid falling into high-interest liabilities. At the same time, consumers can also consider other loan products to obtain more favorable interest rates and better services. Only in this way can we better protect our financial situation and avoid unnecessary economic pressure.

Can I negotiate repayment when I am in loans overdue?

E overdue loans can be repaid through negotiation, because it is essentially a credit card business. If you want to negotiate, consumers need to take the initiative to contact the bank and apply. But the bank will not unconditionally agree to negotiate, because negotiation means that the bank has to make a profit decision. Therefore, consumers need to prepare corresponding materials, such as personal income certificate or proof of difficult situation. After verifying the situation, the bank may agree to negotiate. As for the success of the negotiations, it depends on whether the specific negotiation plan is feasible.