1, the buyer and the seller go through the relevant formalities at the selected intermediary company, register and pay the down payment. Contract processing is a prerequisite.

2. After the formalities are completed, the intermediary company begins to handle the loan formalities for the buyer in the relevant bank. The loan application time is relatively strict, and the time is mostly half a month. Of course, every region is different. Finally, the bank passed the examination and approval, and began to handle the transfer procedures after obtaining the approval.

3. According to the requirements of property right transfer registration, go to the property right registration center, and the buyer and the seller need to prepare the information needed for the transfer.

4. The people of the intermediary company take the buyers and sellers and relevant materials to the local taxation bureau for tax verification, and the local taxation bureau issues tax receipts.

5. Then go back to the trading center, submit deed tax, business tax receipts and all the documents required by both parties for transfer, fill in the application for registration of house ownership transfer, receive the acceptance notice, and pay the house stamp duty at the same time.

6.20 working days later (the time may be different in each region), there will be a special notice to collect the real estate license from the trading center. At this time, the bank will also issue a notice that the buyer is ready to start mortgage payment.