So Zheng Yichun immediately contacted this classmate, who told him that he could get 2000 yuan by providing a few simple materials. Wang Lejun said there were people in there who didn't have to pay back the money. You don't have to pay back the loan? This is the first time that Zheng Xiao heard about it, but he couldn't resist the temptation and took a gamble.
Zheng Xiao quickly registered an account on two campus loan platforms: "Famous School Loan" and "Excellent Staging". 48 hours later, a big number suddenly appeared in his account: 1.8 million yuan. According to the agreement, Zheng Xiao kept 2,000 yuan and transferred the remaining 65,438+600,000 yuan to Wang Lejun. At first, Zheng Xiao was not practical. "But a few days later, when I logged into these two platforms with my own account, the website showed' Account does not exist'." The stone in Zheng Xiao's heart fell to the ground. Facts have proved that Wang Lejun didn't lie to himself, and he could really block the loan information. "Wang Lejun said that he could be his agent if he wanted to. Every time he develops a classmate, I can get a commission of 1000 yuan. "
Since then, Zheng Xiao has developed many downlines, and * * * brought 20 students in, and his downline has developed downline. In this way, Zheng Xiao made a profit of 50,000 yuan, while Wang Lejun made a profit of 90,000 yuan by developing 50 downlines. "One day at the end of August, I received a dunning call from the loan company." Zheng Yichun suddenly realized that this loan "game" might be a scam. He immediately contacted Wang Lejun, and Xiao Wang said that he had received the same call. Soon after, the downline of their development came to the door one after another, and the two could not bear the pressure and called the police in Dalian and Changchun respectively.
Changchun police believe that the cracking of this case is mainly due to the lack of risk awareness of the students involved, who were brought in by pyramid schemes, resulting in more and more deceived people.
The deeper the investigation, the more shocking the case will be. Li Guozhong, director of the police station in Leshan Town, Changchun, who first discovered this clue, said that up to now, the number of college students involved in this case has reached 150, involving three northeastern provinces, Shandong, Guangdong, Chongqing and other 12 provinces and cities. After careful investigation, Changchun police arrested Li Jidong and Zhang Xian in September last year and February 12.
According to the police, Li Jidong and others first defrauded the identity information of college students. After the loan comes down, they change the student's user name with their identity information on the campus loan website, and students can't log in, so they will believe the statement of "blocking loan information".
This is a huge fraud case with the help of the' campus loan' platform and pyramid schemes to collect money step by step. Wang Xu, head of the Mobile Security Brigade in Chaoyang District of Changchun Public Security Bureau, said that in the past, most cases involving "campus loans" were economic disputes, but it was very rare to use them for fraud.
"The transfer records between suspects that we obtained from Alipay are printed to be more than two feet thick." Wang Xu said that in order to form a complete chain of evidence, they traveled all over Beijing, Shanghai, Hangzhou and other cities, and visited companies such as "Famous School Loan" and "Excellent Staging". The investigation was not smooth sailing. "The suspects use pyramid schemes, and the internal hierarchy is complex, mostly involving 10 or above." Wang Xu said that 150 people are only the amount of evidence held by the police, and a considerable number of college students at the bottom of the pyramid scheme chain are hard to contact. It is understood that some of the borrowed funds have been squandered by suspects and are difficult to recover; What's more, after being urged, he continued to use fraud to make up for his funding gap with loans from others.
"A major feature of this case is that many victims are also perpetrators." Li Guozhong said that so far, the police have formally arrested six students at school. However, due to the new situation in the case and the special identity of the suspect, the six students have been released on bail pending trial.
"What shocked and saddened us was that the suspect cheated hundreds of college students with such a simple trick." Wang Xu said that the students involved were generally lucky. Even if it is considered illegal to "not repay the loan", few people take the initiative to report the case and actively develop the offline. "Their sense of integrity and moral standards are worrying." Wang Xu sighed.