It will have an impact. After raising interest rates, the interest rate of provident fund loans will also be adjusted. The adjustment of the interest rate of provident fund loans shall be subject to the adjustment of the interest rate of the People's Bank of China.

Provisions on interest rate adjustment of provident fund loans:

When repaying the loan, if the People's Bank of China adjusts the loan interest rate of housing provident fund, the loan interest will be calculated at the new interest rate from June 65438+ 10/the following year.