The Finqile quota has a consumption quota and a cash withdrawal quota. The consumption quota can only be used for consumption. You can withdraw money to the bank card directly on the cash withdrawal quota page, and then the platform will charge interest, which is equivalent to Installment loans have higher interest rates.

The reasons for unsuccessful cash withdrawal are as follows:

1. The application frequency is too high. If the first application is rejected and you apply again shortly after the failure, you will not be able to withdraw the cash. It is recommended that you try again after the date indicated by Fenqiluo.

2. The cash withdrawal limit is too high. It is recommended that when withdrawing cash, do not withdraw the entire limit at once. You can choose to withdraw part of the limit.

3. The amount of repayment is too much. It may be that the amount of repayment is too large due to shopping at Fenqile, resulting in the temporary inability to withdraw cash.

4. Insufficient comprehensive score, usually due to bad personal credit and insufficient qualifications, so you cannot apply.

5. You have not yet graduated from college. Although Fenqile is a consumer loan product suitable for young people to apply for, Lehua loans require borrowers to apply after graduating from college. They can also apply with a stamped internship certificate.

6. The information is incomplete. If it shows that the credit limit is under review, then the identity information needs to be completed. The information may be wrong. It is recommended to revise it before submitting.