Nowadays, in many urban communities, the house is the money of the house and the parking space is the money of the parking space. Although new residential areas are basically equipped with underground parking lots, the location below each building is not enough for the owners of the whole building to park. Many people will consider renting a parking space or buying a parking space directly. But which is more economical, renting or buying a house? Today, I will simply calculate this account with you and share my views, hoping to help you.
First of all, there is great uncertainty in parking spaces. Let's calculate first. Article 74 (Garage Law) stipulates that the property right of parking spaces is 50 years. If the house is going to live for a long time, then I think it is definitely more cost-effective to buy a parking space. The city where you buy a slightly more expensive parking space is about 1.5 million yuan, but although you buy a parking space, you still need to pay the management fee, which is about 20 yuan every month, just like the property fee paid by a house. One year in 240 yuan, when it expires in 50 years, you only need to spend 1.62 million yuan.
If it is a parking space, 300 yuan is the normal price for one month, right? A small city here spends 200 yuan every month. Renting a parking space costs 3600 yuan a year, which usually includes management fees.
As long as ordinary families buy cars, they are unlikely to have no cars in the future. The so-called luxury is very difficult. Basically, when the car breaks down, they will try to find a new one, which means that if they live in the community for 50 years, they may need to rent a parking space for 50 years. In 50 years, renting a car alone will cost 65438+800,000. It is almost more than 30,000 yuan than buying a parking space directly.
It's like buying a house, paying 1 10,000 in full, and then paying a property management fee and utilities every month. But if we borrow money to buy a house, it may cost10.5 million, one third of which is the interest of the bank. Whether it's the full amount or the loan, we have to pay the property fee. Buying a house with a loan is undoubtedly the most uneconomical, which is probably the reason. But the money for buying a parking space doesn't have such a high interest rate, so it seems that the difference between buying and renting is not particularly big, but is it really like this?
As mentioned earlier, there are many uncertainties in parking spaces. One of the situations is that there may be fewer and fewer tenants for rent now, but with more and more tenants, the parking spaces will be sold out one day. I'm afraid I can't rent it at that time, so I can only rent it with people who have parking spaces but don't have cars yet, but this is not a long-term solution, and the price will rise year by year. It may be 300 a month now, and 10 will rise to 500 or even 6000 in 20 years. But buyout is a one-time thing, and the variables are not that big.
Another situation is that although the parking space has been bought, if you have a place to park temporarily, you can consider renting it out, which is also a way of managing money. You can pay back 3,600 yuan if you rent it for one year, and the 654.38+0.5 million yuan of parking space is thousands of dollars a year in the bank. It is completely economical to buy it. It belongs to you after all. You can consider reselling or renting. This is the same as the problem of whether to buy or rent the pavement that the self-employed people who open the pavement outside now encounter, but generally speaking, as long as there are conditions, people who can manage money will buy out the shops directly to do business. This also reflects from the side that buying a parking space is more economical than renting a parking space.
To sum up, if economic conditions permit, it is always cost-effective to buy parking spaces, and parking spaces are affected by market prices. It is possible that the price may not be rented, and I hope it will help everyone.