Can I buy a car with a monthly salary of 5,000? When you asked me this question, Brother Miao, what I was actually thinking of was that in Changsha, the salary level is actually not high. There are really a lot of people with a monthly salary of 5,000.

But the number of cars in Changsha is actually quite high. I found that many families actually own cars, and even many young people now have cars right after graduation.

So whether you can buy a car with a monthly salary of 5,000? This question seems unnecessary, because others have already bought it. Especially if you come to Changsha to take a look, we are a typical high-consumption, middle- and low-income city, but we have a lot of cars.

So when it comes to this, let me do some calculations for you first, that is, I will do the calculations for you from the perspective of my own car use.

As an old guy like me, I basically only buy compulsory traffic insurance and third-party liability insurance now, and I save on car damage insurance. Then on top of that, my parking fee is not expensive. In total, my gas fee, insurance, and maintenance are all included.

Needless to say about maintenance, I have done all the maintenance myself. If I do it, I will get seven to eight thousand yuan for the cost of it a year.

Of course, if you use a car, you can't save as much as I do. Basically, if you buy a new car, you will definitely spend more than me on at least maintaining it.

So after calculation, it basically costs 800 to 1,000 yuan a month. Of course, the premise is still that I usually run to and from get off work. If I don’t run too much, if you run a lot, this The cost will definitely go up.

Finding a loan to buy a car and maintain a car is a problem

In other words, if your monthly salary is 5,000 yuan, then you have to deduct 1,000 yuan for the cost of using the car and maintaining the car. Let’s not even talk about buying a car. If you buy a car with a loan, you will have to repay the loan of one or two thousand a month.

After all, you only have one or two thousand yuan left for food. If you have one or two thousand yuan for food, if you don’t have a house of your own, and you still have to rent a house, I won’t discuss this issue anymore. Forget it, you will have to sleep in the bridge hole.

So whether you can buy a car with a monthly salary of 5,000 really depends on your prerequisites, which is your monthly salary. After you get it, do you have any other expenses.

For example, after you get your monthly salary of 5,000, your parents will prepare a house for you, and this car. Basically, your mother will give you the money at once. You only need to eat and support yourself. Maintaining a car is no problem at all.

It’s hard to keep a car if you have a baby at home

However, if you meet these conditions, you get married and have a baby, and your wife’s income is about the same as yours, that’s no problem. .

Because the two people together have 10,000 yuan. If it is 10,000 yuan, you can basically raise the baby except for the car. It is not a big problem to save a little by yourself.

But if you want to be like Brother Meow, we have two babies and two sons at home, then I have to tell you that it’s hard.

Unless you let your child go to school, the 800 yuan per month kindergarten on the roadside is hard to find in the city. It may be similar in the county, but when you go to places like Changsha In the provincial capital city, it’s really hard to find a kindergarten for 800 yuan a month.

Then a monthly salary of 5,000 yuan is barely enough, otherwise you will feel very tired.

It is not recommended to buy a car with a monthly salary of 5,000.

So, whether you can buy a car with a monthly salary of 5,000, I think at this income level, if the previous conditions are not met, you still go If you buy a car with a loan, I am not exaggerating when I tell you. It is really possible that after buying the car, you will have a headache every year when it comes time to buy insurance.

It even gives me a headache when refueling, and over time, you can’t even refuel. You might just park your car at home, but you still have to pay parking fees when you park at home, which is another expense for you.

Finally, after working for less than two years, I sold the car. The original price was 10 W, and the price was 7 W. At that time, you will lose 3 W, and you will also have to pay 10,000 to 20,000 yuan for car maintenance. In the end, you will be unable to stand up in the next few years.

So whether you can buy a car with a monthly salary of 5,000, I am telling you very honestly. If the prerequisites are very good, just buy a cheaper one and use it for your own transportation.

If the prerequisites are not met, then simply buy a small electric donkey and ride it, go to work, and solve the basic problems of life first. Then when your life becomes stable, you can think about things to enjoy your life better.

Brother Meow, I don’t advocate advance consumption. After all, you have to pay back what you have consumed and spent.

Summary

So, finally listen to Brother Meow’s advice, cars can indeed improve your living standards and quality of life, and can take you to many places you usually want to go but never go. But it does indeed increase your living expenses to a great extent.

If you really earn 5,000 per month and have no other sources, then you still have to weigh it a little and do some calculations.

Don’t buy it on impulse. It’s easy to buy but troublesome to raise. The most important thing is that you keep it. If you can’t keep it for a year or two, you will lose money by throwing it away. Then it will be even more uneconomical. Listen to Brother Miao’s advice and buy a car rationally.

This article comes from the author of Yichehao, Ah Miao Automobile. The copyright belongs to the author. Please contact the author for any form of reprinting. The content only represents the author's opinion and has nothing to do with Bitauto