Legal analysis:

There is no purchase restriction policy for foreigners buying a house in Chongqing. However, non-locals who buy a house in Chongqing need to pay a tax of 0.5%. Moreover, even if you have a household registration in Chongqing, you may not be able to get a loan without a stable job. Other foreigners who have stable jobs and residences in Chongqing are subject to the same policies as local citizens when buying a house. 1. Currently, there is no purchase restriction policy in Chongqing, but people without Chongqing household registration, no business, and no job will have to pay tax when buying a house. According to relevant regulations issued by the Chongqing Municipal Government, people without income in Chongqing need to pay a tax of 0.5% when purchasing ordinary housing.

However, it will be more difficult for people without a home in Chongqing to get a loan, because most banks will not accept housing loan applications from people without a home, and the interest rates for loans with local accounts in Chongqing have also increased.

2. Main contents of Chongqing’s purchase restriction policy

Chongqing’s purchase restriction policy is the same for locals and foreigners: if you do not have a mortgage, you can buy two houses;

1) If there is a mortgage in your name, you can buy one house, and a couple can only have two mortgages in their name at most;

2) If you have two mortgages in your name, you can only buy the full amount Buy a house.

Legal basis:

Article 14 of the "Interim Regulations on Real Estate Registration" When applying for real estate registration for sale, purchase, creation of mortgage rights, etc., both parties shall apply jointly.

Under any of the following circumstances, the party may apply unilaterally:

(1) Applying for registration for the first time for unregistered real estate;

(2) Inheritance , accepting a bequest to acquire real estate rights;

(3) The legal documents in effect by the People's Court, Arbitration Commission or the effective decisions of the People's Government establish, change, transfer or eliminate real estate rights;

(4) The right holder’s name or title or natural conditions change, and the applicant applies for registration change;

(5) The real estate is lost or the obligee gives up the rights to the real estate, and the right holder applies for deregistration;

(6) Application for correction registration or objection registration;

(7) Other circumstances where laws and administrative regulations stipulate that the parties may apply unilaterally.

Derived questions:

What documents are needed when buying a house?

Documents required to buy a house with full payment: 1. Married: Marriage certificate and ID card of both husband and wife , household registration book. 2. Single: ID card, household register, single certificate 2. Procedure: One-time payment, usually you can pay directly to the sales office (including various taxes and fees), and the sales office can handle the rest. Waiting to get the title certificate.