It depends on whether the car dealer you buy can provide this service. If you can, you can apply for a used car mortgage. If not, you can't. Buy a used car base now

Second, can I get a loan for buying a used car? Is it easy to get a mortgage?

Yes, as long as the second-hand car meets the loan trading conditions and the vehicle procedures are complete, the borrower also needs to meet the requirements of mortgage loan.

Third, can I get a loan for buying a used car? Is it easy to get a mortgage?

Yes, but certain conditions need to be met. Conditions to be met for handling second-hand car mortgage loan:

1. The borrower has a stable economic source and a good credit record. For a borrower who wants to apply for a second-hand car mortgage loan, the applicant must first have a stable income and good repayment ability. The applicant's credit must be good, and there is no bad record on his personal credit record. 2. The borrower is of an appropriate age and has a stable residence. The person applying for a loan must be 18-65 years old, too young or too old to apply for a loan. Finally, the applicant should have a fixed residence at the location of the branch of the lending institution. 3. The age of the car is appropriate. It is required that used cars should not be too old. Because the car is worn out, the newer the used car, the greater the possibility of obtaining a loan. Banks also stipulate that the loan period of used cars is generally 15 years. 4. The valuation of second-hand car mortgage loan vehicles is up to standard. Used cars are not like new cars. New cars are easier to get loans, but used cars are not. Under normal circumstances, financial institutions stipulate that cars with a used car price of 700,000-500,000 yuan can apply for loans. If the car price is too high or too low, it is not easy to apply for a loan. Extended data:

Bundling cooperation with the used car market has greatly reduced the risk of non-performing loans. The guarantee company enters the market and has a fixed business place. Vehicle evaluation and transaction audit are carried out for professional companies that have passed the market, especially for the quality status and process of used cars, and medieval evaluation company is designated as the only partner, which eliminates the damage caused by "false evaluation" from the source, greatly improves the accuracy of evaluation, and is very effective for bank risk control. The longest loan period is three years, which controls the generation of non-performing loans to some extent. Because the total price of vehicles is relatively cheap, the repayment pressure of users is not great, and the interest rate borne by loans is relatively low. In addition, both companies indicated that they have effective non-performing loan control and management systems, but the approval time is 5-7 working days, which may affect the rapid development of their business.

Fourth, is it easy to pass the second-hand car mortgage?

The second-hand car mortgage is very easy to pass, because the second-hand car is a very important part of the car transaction. If you want to choose a mortgage, you can easily get a mortgage.

Monthly loan for second-hand car, the calculation of car loan is based on the initial loan amount and calculated according to the bank interest rate at the time of signing the contract. If the bank interest rate changes during the repayment period, it will be adjusted with the interest rate and remain unchanged for one year. What is the calculation method of automobile consumption credit? The monthly repayment method of equal principal and interest is adopted, and the calculation formula is: monthly repayment amount = loan principal × monthly interest rate × monthly interest rate /(( 1 monthly interest rate)&; Total repayment period of uarr-1).

After 20 17 and 1, the bank will implement the new interest rate. Do you want to pay back the car loan in advance? First of all, you must find out how much car loan you have left, and then apply for early repayment from the bank you applied for. After the approval of the bank, you will be informed of the specific time to go through the prepayment procedures. You can go to the bank for early repayment within the agreed time after receiving the notice.

Conditions for handling the transfer of used cars:

There are legal sources and procedures, no records of bank pledge and seizure, no records of traffic violations and accidents not handled, no records of arrears, and complete certificates.

Materials and certificates required for the transfer of used cars:

New owner's ID card, original/copy of vehicle driving license, motor vehicle registration certificate, motor vehicle inspection form and invoice. All of the above are required to provide the original. The specific required materials are mainly provided by the vehicle management office.