With the rise of online loans, more and more people are making online loans. Many people have not paid back their online loans for a long time for various reasons. Some people claim that there is a sum of 30,000 yuan in Xiaohua's wallet in loans overdue for one year. What should I do? The following is the solution for everyone.

Personal credit has been seriously damaged for those whose wallets are overdue for one year. So everyone must pay off the debt as soon as possible. Otherwise, in the context of vigorously punishing "Lao Lai", everyone's basic life is likely to be affected.

It is recommended that friends who are overdue for one year do this:

1, take the initiative to get in touch with the customer service staff of Xiaohua Wallet, explaining that he has a loans overdue of 30,000 yuan a year, and discuss with the other party the specific repayment plan to try to reduce the overdue penalty interest;

2. Pay off the loan principal, loan interest and overdue penalty interest on time according to the negotiation results of both parties;

3. Wait about 2 months and go to the central bank to check whether your arrears have been paid;

4. In the days to come, we should strictly perform our duties in all aspects of life to ensure that there is no more behavior of taking sides;

5. Wait until the overdue record of the central bank is 5 years, and check whether your bad record has been eliminated.

The above is the response of Xiaohua wallet after one year overdue. For friends who involve an amount of 30,000 yuan, the nature is still relatively bad. Therefore, everyone must be prepared to be affected by bad records for a long time.