Yes, it depends on how long it is overdue. According to the relevant regulations, the Housing Provident Fund Management Center inquires about the personal credit reports of borrowers and spouses in the credit information system of the People's Bank of China. According to Article 7 of the Operating Rules for Personal Loan of Housing Provident Fund, the personal credit information of the loan applicant is overdue in the current period and the single payment is overdue for more than 6 consecutive periods.