Not all parts of the country support provident fund loans, and buying a house in different places is usually divided into the following three situations:

① Loans from different places in the province

At present, most cities support loans from different places in the province, but some cities still have household registration requirements, including Luoyang, Kunming and Ningbo, so consult the local provident fund management center before buying a house to ensure that loans can be obtained before buying a house.

② Domestic off-site provident fund loans.

Employees who have paid housing provident fund in any city in China can apply for housing provident fund loans in different places where they are registered, but the number of cities supported is relatively small. For example, Beijing, Shenzhen and other places have great restrictions on household registration.

③ Inter-provincial provident fund loans.

Mainly refers to the provident fund paid by employees in their workplaces to return to their residences to buy houses, but their workplaces and residences are divided into two provinces. At present, Nanning and more than 20 provincial capital cities can handle inter-provincial provident fund loans.

Click to view: Can the housing provident fund loan buy a house in a different place?