2. Under normal circumstances, banks will not approve loans used to repay loans from other banks. Unless the customer's financial situation is good, the bank wants to dig another corner.

Secondly, when applying for a loan, the bank will ask for a mortgage. If there is no mortgage, it is difficult to approve new loans.

4. Every loan will be recorded in the enterprise credit information system, and new loans will be strictly examined by the bank, including inquiring about the original or existing loans.

In a word, it is feasible in theory, but it is difficult to operate in practice.

Please feel free to contact me if you have any other questions.

Suggestion: the landlord can't repay the loan when it expires. It is suggested to apply directly to your original loan bank for extension in advance, which is faster.

Looking for other banks, people are not stupid. When they see that you have outstanding loans, most of them will not agree to lend you money unless you have other better loan purposes.