First, the other party lends money for some commercial purpose. According to the actual situation, it depends on whether the online loan company itself has fulfilled its reasonable review obligation. If the online loan company fails to fulfill its obligations, it does not need to bear any responsibility. Second, the identity card and bank card were stolen by others, took the online loan and took the money away. Then the nature of this matter became a case. As a victim, the loan is not actually repaid. No matter which of the above conditions you meet, he can pay back the money without responsibility. But there is another factor that will affect you. He repaid the principal and interest of the loan. If the network police report the case, the public security organ will file an investigation to confirm that the actual online loan applicant is not himself, but someone else uses your ID card information to handle it. What is the responsibility of letting the public security organs investigate? If the online loan company has already sent it to you. Then you have to prove that you have nothing to do with this loan case, that your identity has been fraudulently used by others, and that you are not a qualified defendant in this case. While actively responding to the lawsuit and claiming their own rights and interests, they should also call the police as soon as possible. After all, the situation of this certificate. The defendant is to solve the problem of who is the defendant in a specific case, and who can or must be qualified as the defendant refers to the qualification to be the defendant in a specific lawsuit in his own name. Second, what should I do if the online loan identity information is stolen?

First, the ID card and bank card are given to others for some commercial purpose, and the other party makes online loans without their consent. According to the actual situation, it depends on whether the online loan company itself has fulfilled its reasonable review obligation. If the online loan company fails to fulfill its obligations, it does not need to bear any responsibility.

Second, the identity card and bank card were stolen by others, took the online loan and took the money away. Then the nature of this matter became a case. As the victim, not the actual loan applicant, he has no obligation and responsibility to repay the loan.

No matter which of the above conditions you meet, he can pay back the money without responsibility. But there is another factor that will affect your way. Has the online loan company repaid the loan principal and interest?

If the online loan company has not yet, it is best to report the case to the police immediately, and the public security organ will file an investigation to confirm that the actual online loan applicant is not himself, but someone else uses your ID card information to handle it. Don't worry, you won't take any responsibility for this evidence investigated by the public security organ.

If the online loan company has already sent it to you. Then you have to prove that you have nothing to do with this loan case, that your identity has been fraudulently used by others, and that you are not a qualified defendant in this case.

While actively responding to the lawsuit and claiming their own rights and interests, they should also call the police as soon as possible. After all, this is still a case of using someone else's ID card.

The defendant is to solve the problem of who is the defendant in a specific case, that is, in a specific case, according to the law, who can or must be qualified to conduct administrative proceedings in the name of the defendant. Qualified defendant refers to the qualification of being a defendant in his own name for a specific lawsuit.

I don't know about the online loan that someone made with my identity information. What should I do? Do I need to pay back?

I just want to know how to use it.

First: brush your face.

Second: the bank card must be my own.

Third: the mobile phone number is mine. If someone uses identity information to make an online loan, I need to repay it. Personally, I suggest you report it. The police will take care of it for you