If you take a loan to buy a house in the name of one spouse, even if the lender has a good credit record, if the spouse has late repayments or has had too many credit inquiries, it may affect the approval of the mortgage. Each bank has different credit reporting requirements, and the specific approval requirements of the loan handling bank shall prevail. If you have any questions, you can contact the loan agency or loan account manager for consultation.

Ping An Bank has housing mortgage loans. Whether the loan can be successfully approved is evaluated based on your comprehensive qualifications. You can log in to Ping An Pocket Bank APP-Finance-Loans to learn more and try to apply.

Response time: 2021-02-23. For the latest business changes, please refer to the official website of Ping An Bank.

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