No, loans overdue will have serious consequences. A few days overdue is different from 1 month overdue penalty and credit investigation.

2. Can I borrow money to buy a car when the online loan is overdue?

See how long you are overdue. If it's not more than one month and it's only overdue once, then the problem is not very big. If it is overdue for a long time and it is overdue when you want to borrow a car, it will have an impact.

3. Can the loan be renewed when it expires?

You can renew the loan, but you need to pay it off before the maturity, and then the bank will decide whether to renew the loan according to your requirements and your credit information (whether the monthly repayment is overdue).

Even if you promise to renew the loan, it may not give you the same amount as last time. It depends. For example, you used to make a mortgage, but now that the house price has fallen, he won't lend you so much again. There are many reasons, and different banks have different policies in this regard. It is recommended to consult directly.

4. Can the policy loan be renewed after half a year?

If the policy loan is not repaid, the cash value will directly offset the premium. If it is not enough, terminate the contract after 180 days, and then terminate the contract. The policy loan seems to be 80% of Ping An's cash value. If not, the cash value will directly offset the premium. If it is not enough, the contract will be terminated in 180 days! After that, the contract is terminated! In order to prevent the borrower from not paying back the money, the insurance company has taken many measures in this regard, which is not good for the borrower at all. If the borrower fails to pay back the money within the time limit, the interest will accumulate and the repayment will be more difficult. At the same time, insurance that has been paid for many years will also be invalid. Friends who want to borrow money in this way must remember to pay back the money so as not to lose more.