2. The loan bank will require you to provide the corresponding loan application materials for comprehensive examination and approval according to your loan purpose, and it can be approved as long as it meets the conditions.

Agricultural Bank of China [is a large listed bank with international public shareholding and one of the four largest banks in China; Originally established in 195 1, it is the first state-owned commercial bank established in New China, and the loan is its project.

banking

Agricultural Bank of China has branches all over the country, becoming a large modern commercial bank with the largest number of branches and the widest business scope in China. The business field has developed from the initial agricultural credit and settlement business to a complete variety, combining local and foreign currencies, and can handle various international and domestic financial businesses. It mainly includes: deposit service/comprehensive loan service/foreign exchange financing/RMB financing/overseas financing on behalf of customers/bank card/remittance settlement/safe deposit box rental payment service/overseas financial service/electronic banking service/private banking/financing business/domestic payment settlement/international settlement/fund-related business/corporate financial service/financial institution service.

Agricultural Bank of China issues wage loans.

Organization Name: Agricultural Bank of China Organization Type: Microfinance Bank

Loan type: pure credit unsecured loan is suitable for people: other occupations, employees of state-owned enterprises, civil servants, lawyers and teachers.

Loan currency: RMB loan amount: 200,000-200,000.

Loan interest rate: 0.60% Other expenses: no other expenses.

Loan term: 3-36 months; Repayment method: due repayment.

Processing time: 5 days loan purposes: personal consumption loan, decoration loan, travel loan, new car mortgage loan, used car purchase, unsecured credit loan.

Suitable areas: Hebei, Shanxi, Inner Mongolia, Liaoning, Jilin, Heilongjiang, Jiangsu, Zhejiang, Anhui, Fujian, Jiangxi, Shandong, Henan, Hubei, Hunan, Guangdong, Guangxi Zhuang Autonomous Region, Hainan, Sichuan, Guizhou, Yunnan, Xizang Autonomous Region, Shaanxi, Gansu and Qinghai.

Product introduction:

Personal wage guarantee loan (hereinafter referred to as "wage loan") refers to the RMB loan issued by Agricultural Bank of China to individual high-quality customers with good credit, with personal stable wage income as repayment guarantee to meet consumer demand. The loan object is/kloc-a natural person over 0/8 years old but under 60 years old, with China nationality and full capacity for civil conduct. "Pay-as-you-go loans" business must have clear personal consumption purposes, and personal credit loans without clear consumption purposes shall not be issued, and shall not be used for purposes prohibited by relevant national laws, regulations and credit policies. The specific business types, handling procedures and handling conditions shall be subject to the relevant provisions of the local branch of Agricultural Bank of China.

Product advantages:

1, with diverse uses, covering a variety of life and consumption purposes;

2. No guarantee is needed, and the procedures are convenient;

3. The borrower has a wide range, covering employees in various advantageous industries and other single high-quality individual customers, and has a stable wage income as a source of repayment;

4. The repayment method is flexible, and various repayment methods can be adopted, such as monthly (quarterly) regular interest settlement, repayment of principal when due, equal monthly (quarterly) principal and interest, and average capital.

Loan terms:

1, at least 18 years old and not more than 60 years old, with China nationality and full capacity for civil conduct;

2. Possessing legal and valid identity documents and household registration certificate (or valid residence certificate) of the place where the loan bank is located;

3. The borrower and spouse meet the credit record conditions stipulated by the bank;

4. The credit score is above 490 points (inclusive);

5. Stable income and the ability to repay loans on schedule;

6. Personal credit application is reasonable and clear;

7. Open a personal settlement account in the Agricultural Bank.

Application materials:

1, ID card and ID card copy;

2. Loan commitment letter;

3. Work certificate;

4. proof of income.