Of course. After the dishonest person pays off the debt, those who meet the conditions can borrow from the bank. According to the regulations, anyone who is listed will be punished by credit and restricted from high consumption, and will be restricted or prohibited in financing credit, government procurement, bidding, administrative examination and approval, government support, market access, qualification identification and other aspects. After paying off the debt, the untrustworthy will withdraw from the blacklist. However, due to previous bad credit records, banks will give more stringent review when lending.

Legal basis:

Several provisions of the Supreme People's Government on publishing the information of the list of people who have lost their trust.

Article 6 The People's Bank of China shall inform the relevant government departments, financial regulatory agencies, financial institutions, public institutions and trade associations that undertake administrative functions, so that the relevant units can impose credit punishment on the people who are untrustworthy in government procurement, bidding, administrative examination and approval, government support, financing and credit, market access, qualification identification and other aspects in accordance with laws, regulations and relevant provisions. The people shall inform the credit reporting agencies of the information on the list of people who have been executed for dishonesty, and the credit reporting agencies shall record it in their credit reporting system. If the untrustworthy person is a national staff member, he shall inform his unit. If the untrustworthy person is a state organ or state-owned enterprise, the people should inform their superior units or competent departments of their dishonesty.

Article 7 If the person who has been executed in breach of trust meets any of the following circumstances, the people shall delete the relevant information from the list of people who have been executed in breach of trust: (1) Having fulfilled all the obligations specified in the effective legal documents; (2) Reaching an execution settlement agreement with the application executor, which has been confirmed by the application executor; (3) The people's court decides to terminate the execution according to law.

Can the bank of the person subjected to execution lend money because of dishonesty?

The person who has broken his promise cannot make a loan, especially when applying for a bank or other formal loan for credit investigation, which is basically rejected every second. However, there are loopholes in the market that do not check credit information and black household loans, and there is a chance of successful loans.

How to apply for a loan when the bank is blacklisted?

Cannot apply for a loan.

If you have entered the "blacklist" of the banking system, it is almost impossible to apply for a bank loan or credit card again.

Bank blacklist refers to users who are overdue for a long time, have failed to repay for many times, illegally cashed out, and have been listed as refusing credit by relevant banks.

Being listed as a bank's "problem customer" and entering the "blacklist" of the banking system, which is what we often call "black account", has certain standards. Only those who have many overdue repayment records in the bank and have extremely poor credit can become black households.

Extended data

The following behaviors will enter the "bank blacklist":

1, credit card for 90 consecutive days (three consecutive days), or six overdue payments (six consecutive days).

2. Car loans and mortgage loans are overdue or unpaid for 2 to 3 months.

3. Personal credit card cashing is serious.

4. Being included in the list of untrustworthy people, the debt has not been paid off so far.

5. Failing to pay the annual credit card fee and interest on arrears (including late fees and penalty interest) in time.

6. Other loans are not repaid in time.