You don't need a driver's license to buy a car, as long as you have an ID card and related procedures. The necessary conditions for buying a car by stages are as follows: 1. Residents with permanent residence in the local area have a fixed residence, the ability to repay the principal and interest of loans, and a stable income. The monthly payment shall not exceed 60% of the total disposable household income;

2. A "one-card" account has been opened. 18 years old and under 60 years old must be guaranteed by a third party, but the husband and wife are not allowed to guarantee each other;

3. One-time insurance, "motor vehicle consumption loan guarantee insurance" and "motor vehicle insurance" that must be approved by the bank insurance company during the loan period.

Million car purchase subsidy