At least eighteen years of age, with full legal capacity. \x0d\ But students don't have a stable income, so when the bank evaluates your repayment ability, it belongs to the unpaid person. So there is no way to apply for a house loan from the bank. \x0d\ In this case, you can buy a house in the name of the child, and one parent and the borrower will repay the loan together. Since the child is an adult, the property under the parents' name can be excluded from the child's "number of family-owned housing units", so the mortgage for buying a house in the name of the child can be applied according to the first home loan. \x0d\ The loan amount is determined by the income of one parent, and the longest loan period can be determined according to the age of the students. It should be noted that both the principal lender and the borrower need good credit. If the borrower has bad credit, it may also affect the loan application.